DISABILITY INCOME

 

What is Disability Insurance.

Disability insurance replaces a portion of your income should you become disabled due to accident or sickness..

 

Disability more likely than death.

Protecting yourself and your family against financial loss is vital.  You don't want to lose the standard of living you've worked so hard to earn.  Life insurance, major medical protection, coverage on your home and care -–all of these are important.

Your most valuable asset is your ability to earn an income.

Remember that at age 35 your chances of suffering even one long-term disability by age 65 are over two and a half times greater than your chances of dying.     

What does your income buy each month?            

                                               

Mortgage                                     $__________

 

Home Maintenance                        __________

 

Property Taxes                              __________

               

Property Insurance                         __________

 

Food                                              __________

 

Clothing                                          __________

 

Utilities                                           __________

          

Medical                                           __________

 

Life Insurance                                  __________

 

Education                                        __________

 

Automotive Insurance                       __________

 

Automotive Expenses                       __________

 

Credit Installments                            __________

 

Children’s Activities                          __________

 

Charity                                            _________

 

Entertainment                                   __________

 

Miscellaneous                                  __________

 

                 TOTAL                           $___________

 

What are your options.

If your income stopped, unfortunately most expenses would not.  How would you pay them?  You could use investments.  But how long would they last?  How much would you need in a capital account to replace a significant percentage of your income?  And what about your future – your retirement needs or your children’s education?  These financial questions require more than short-term answers.  Your best solution is disability insurance.

 

Call Deutsch Insurance Associates, Inc. to find out more about protecting your income.  Deutsch Insurance represents various companies and can assist you with the information you need to make a decision.