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What is Disability Insurance.

Disability insurance replaces a portion of your income should you become disabled due to accident or sickness..


Disability more likely than death.

Protecting yourself and your family against financial loss is vital.  You don't want to lose the standard of living you've worked so hard to earn.  Life insurance, major medical protection, coverage on your home and care -–all of these are important.

Your most valuable asset is your ability to earn an income.

Remember that at age 35 your chances of suffering even one long-term disability by age 65 are over two and a half times greater than your chances of dying.     

What does your income buy each month?            


Mortgage                                     $__________


Home Maintenance                        __________


Property Taxes                              __________


Property Insurance                         __________


Food                                              __________


Clothing                                          __________


Utilities                                           __________


Medical                                           __________


Life Insurance                                  __________


Education                                        __________


Automotive Insurance                       __________


Automotive Expenses                       __________


Credit Installments                            __________


Children’s Activities                          __________


Charity                                            _________


Entertainment                                   __________


Miscellaneous                                  __________


                 TOTAL                           $___________


What are your options.

If your income stopped, unfortunately most expenses would not.  How would you pay them?  You could use investments.  But how long would they last?  How much would you need in a capital account to replace a significant percentage of your income?  And what about your future – your retirement needs or your children’s education?  These financial questions require more than short-term answers.  Your best solution is disability insurance.


Call Deutsch Insurance Associates, Inc. to find out more about protecting your income.  Deutsch Insurance represents various companies and can assist you with the information you need to make a decision.