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What is Medicare?

Medicare is health insurance for the following:

  • ·         People 65 or older
  • ·         People under 65 with certain disabilities
  • ·         People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

The Different Parts of Medicare

The different parts of Medicare help cover specific services:

 

Medicare Part A (Hospital Insurance)

 

Medicare Part B (Medical Insurance)

  • § Helps cover doctors' and other health care providers' services, outpatient care, durable medical equipment, and home health care
  • § Helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse

 

Medicare Part C (also known as Medicare Advantage)

  • § Offers health plan options run by Medicare-approved private insurance companies
  • § Medicare Advantage Plans are a way to get the benefits and services covered under Part A and Part B
  • § Most Medicare Advantage Plans cover Medicare prescription drug coverage (Part D)
  • § Some Medicare Advantage Plans may include extra benefits for an extra cost

 

Medicare Part D (Medicare Prescription Drug Coverage)

  • § Helps cover the cost of prescription drugs